Personal Debt Management

Archive for the 'Loan Calculator' Category

Monday, April 28th, 2008

Car Loans - Do Your Homework

If you’re considering buying a car, or even just refinancing your current auto loan, you’ll benefit from some simple research before making a final decision.
Know your FICO and other credit report items. The overall number assigned to measure your credit worthiness doesn’t tell the whole story about you or your ability and willingness to repay [...]

Monday, April 28th, 2008

Secured vs Unsecured Loans

Both lender and borrower are faced at the outset with a basic decision - to obtain a loan that is either secured or unsecured. But, what does that mean, and what are the pros and cons of each for either party?
A secured loan is one in which the money borrowed is guaranteed to be repaid [...]

Saturday, February 16th, 2008

Loan Calculator Review

The purpose of Loan Calc is to help consumers determine what the payments will be for repaying loans and what interest is going to cost.
Pros: Have you ever applied for a loan or a mortgage and sat there with baited breath while the loan officer punched numbers in and mysteriously determined what your monthly [...]