One very important element in your overall credit worthiness package is your FICO score. But what exactly is that and how does it affect your debt management choices?
FICO is an acronym formed from the letters of its founder, the Fair Isaac Corporation. It is a number between 400 and 800 that ranks credit worthiness according [...]

Credit reports are often regarded with dread, especially by those who have entered turbulent financial waters. But reality is never your enemy, even when it is unpleasant. In order to promote financial health, and resolve any debt problems you may have, it’s essential to have the best information possible about your credit status. That information [...]

If you’re considering buying a car, or even just refinancing your current auto loan, you’ll benefit from some simple research before making a final decision.
Know your FICO and other credit report items. The overall number assigned to measure your credit worthiness doesn’t tell the whole story about you or your ability and willingness to repay [...]

When you see advertisement after advertisement on television of businesses who want you to find out your “free” credit score, that is a red flag that someone is looking to make some money off of you. The funny thing is they are not lying to you but at the same time, you are exactly [...]