Personal Debt Management

Archive for April, 2008

Tuesday, April 29th, 2008

A Good Agency For The Consolidation Of Debt That Is Non Profit

A Good Agency For The Consolidation Of Debt That Is Non Profit
There are several good agencies for the consolidation of debt that are non profit. In this article we will look at several of these agencies and what they will offer when it comes to debt consolidation.
Debt Management Credit Counseling Corp., is an agency [...]

Monday, April 28th, 2008

Home Equity Loans – Pros and Cons

Obtaining a home equity loan is a common method of refinancing debt and it has several advantages. But there are a few potential ‘gotchas’ that are worth considering before taking the plunge.
First, what is a ‘home equity loan’? The basic idea is simple: obtain a line of credit, secured by the equity in your home. [...]

Monday, April 28th, 2008

FICO, What is That?

One very important element in your overall credit worthiness package is your FICO score. But what exactly is that and how does it affect your debt management choices?
FICO is an acronym formed from the letters of its founder, the Fair Isaac Corporation. It is a number between 400 and 800 that ranks credit worthiness according [...]

Monday, April 28th, 2008

Developing A Budget Can Increase Income

It might seem that developing a budget should be an elementary task. But many people are simply not inclined to use spreadsheets, balance checkbooks or lay out a formal budget. Whether by nature, or as a result of a reaction to public school mathematics training, some people just aren’t ‘number people’.
But everyone will find it [...]